:root{--ink:#24272c;--graphite:#1f2227;--graphite2:#34383f;--chalk:#f7f7f4;--paper:#ffffff;--band:#ecebe5;--brick:#a8262c;--brick-dk:#86191f;--violet:#4a4e7c;--violet-lt:#e4e5f0;--line:#d6d4cc;--muted:#55585e;--focus:#c9534f;
--serif:"Iowan Old Style","Palatino Linotype","Book Antiqua",Palatino,"URW Palladio L",Georgia,serif;--sans:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--chalk);color:var(--ink);font:400 17px/1.65 var(--sans);padding-bottom:72px}
img{max-width:100%;height:auto;display:block}
a{color:var(--violet);text-underline-offset:2px}
a:hover{color:var(--brick)}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px}
h1,h2,h3{font-family:var(--serif);color:var(--graphite);line-height:1.2;font-weight:700}
h1{font-size:clamp(2rem,5vw,3rem);margin:.2em 0 .35em}
h2{font-size:clamp(1.5rem,3.4vw,2rem);margin:1.8em 0 .5em}
h3{font-size:1.25rem;margin:1.4em 0 .35em}
p,ul,ol{margin:0 0 1em}
li{margin:.25em 0}
.wrap{max-width:1120px;margin:0 auto;padding:0 16px}
.narrow{max-width:800px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:0;background:var(--paper);padding:10px 14px;z-index:20}
.skip:focus{left:8px;top:8px}
/* header */
.site-head{background:var(--paper);border-bottom:4px solid var(--graphite)}
.head-row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:10px;padding-bottom:10px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--graphite);min-height:48px}
.brand-text{display:flex;flex-direction:column;line-height:1.1}
.brand-name{font:700 1.15rem/1.1 var(--serif)}
.brand-tag{font-size:.82rem;color:var(--muted)}
.head-phone{display:inline-flex;align-items:center;min-height:48px;padding:0 14px;border-radius:6px;background:var(--brick);color:#fff;font-weight:700;text-decoration:none;white-space:nowrap}
.head-phone:hover{background:var(--brick-dk);color:#fff}
.main-nav{padding-bottom:6px}
.main-nav ul{list-style:none;margin:0;padding:0}
.main-nav a{display:inline-flex;align-items:center;min-height:48px;padding:0 10px;color:var(--graphite);text-decoration:none;font-weight:600}
.main-nav a[aria-current]{box-shadow:inset 0 -3px 0 var(--brick)}
.nav-wide{display:none}
.menu summary{min-height:48px;display:inline-flex;align-items:center;font-weight:700;cursor:pointer;padding:0 4px}
.menu ul{padding:4px 0 8px}
.menu li a{width:100%}
@media(min-width:900px){.menu{display:none}.nav-wide{display:flex;gap:4px;flex-wrap:wrap}.main-nav{padding-bottom:0}}
@media(max-width:420px){.brand-tag{display:none}.head-phone{font-size:.95rem;padding:0 10px}}
/* crumbs */
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:4px;padding:10px 0 0;margin:0;font-size:.9rem;color:var(--muted)}
.crumbs li+li::before{content:"/";margin-right:4px;color:var(--line)}
.crumbs a{color:var(--muted)}
/* hero */
.hero{background:var(--graphite);color:var(--chalk);text-align:center;padding:44px 0 0;overflow:hidden}
.hero h1{color:#fff;max-width:840px;margin:0 auto .35em}
.hero .sub{max-width:640px;margin:0 auto 1.3em;font-size:1.12rem;color:#e6e6e1}
.hero .trust{list-style:none;padding:0;margin:1.1em auto 1.6em;display:flex;flex-wrap:wrap;justify-content:center;gap:8px 22px;font-size:.95rem;color:#e6e6e1}
.hero .trust li::before{content:"";display:inline-block;width:10px;height:10px;margin-right:8px;border-left:3px solid #c9534f;border-top:3px solid #c9534f;transform:rotate(45deg) translateY(2px)}
.hero-art{margin-top:8px;border-top:6px solid var(--brick)}
.hero-art img{width:100%;max-height:360px;object-fit:cover;object-position:50% 100%}
/* buttons */
.btn-call{display:inline-flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:6px 10px;min-height:52px;padding:10px 20px;border-radius:8px;background:var(--brick);color:#fff;text-decoration:none;font-weight:600;box-shadow:0 3px 0 var(--brick-dk)}
.btn-call strong{font-size:1.12rem;letter-spacing:.01em}
.btn-call:hover{background:var(--brick-dk);color:#fff}
.btn-big{min-height:60px;font-size:1.05rem}
.head-cta{margin:1em 0 .5em}
/* page head */
.page-head{background:var(--paper);border-bottom:1px solid var(--line);padding:12px 0 18px}
.lead{font-size:1.14rem;color:var(--graphite2)}
.updated{font-size:.9rem;color:var(--muted);margin-top:-.4em}
.fig{margin:22px 0 6px;border-radius:10px;overflow:hidden;border:1px solid var(--line)}
/* sections */
.band{background:var(--band);padding:8px 0 30px;margin:30px 0}
.band-dark{background:var(--graphite);color:var(--chalk);padding:10px 0 34px;margin:30px 0}
.band-dark h2,.band-dark h3{color:#fff}
.band-dark a{color:#d9daf0}
.pitch{height:22px;background:linear-gradient(135deg,transparent 50%,var(--band) 50%) 0 0/22px 22px,linear-gradient(225deg,transparent 50%,var(--band) 50%) 0 0/22px 22px}
.cards{display:grid;grid-template-columns:1fr;gap:16px;margin:12px 0 0;padding:0;list-style:none}
@media(min-width:700px){.cards{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1000px){.cards.three{grid-template-columns:repeat(3,1fr)}}
.card{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:18px 18px 8px;position:relative}
.card::before{content:"";position:absolute;left:18px;top:-1px;width:44px;height:6px;background:var(--violet);clip-path:polygon(0 100%,50% 0,100% 100%)}
.card h3{margin-top:.3em}
.card h3 a{color:var(--graphite);text-decoration-color:var(--brick)}
.decide{display:grid;gap:14px;grid-template-columns:1fr}
@media(min-width:760px){.decide{grid-template-columns:1fr 1fr}}
.decide>div{background:var(--paper);border-left:6px solid var(--violet);padding:14px 18px 4px;border-radius:4px}
.decide>div.rep{border-left-color:var(--brick)}
.steps{counter-reset:s;list-style:none;padding:0}
.steps li{counter-increment:s;position:relative;padding:0 0 12px 54px;min-height:44px}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;background:var(--graphite);color:#fff;font:700 1.1rem/38px var(--serif);text-align:center}
.flags li{list-style:none;position:relative;padding-left:30px}
.flags{padding-left:0}
.flags li::before{content:"!";position:absolute;left:0;top:2px;width:20px;height:20px;border-radius:3px;background:var(--brick);color:#fff;font:700 .85rem/20px var(--sans);text-align:center}
.checks{padding-left:0}
.checks li{list-style:none;position:relative;padding-left:30px}
.checks li::before{content:"";position:absolute;left:4px;top:5px;width:8px;height:14px;border:solid var(--violet);border-width:0 3px 3px 0;transform:rotate(45deg)}
.midcall{background:var(--violet-lt);border:1px solid #c9cbe0;border-radius:10px;padding:16px 18px;margin:26px 0;display:flex;flex-direction:column;gap:10px;align-items:flex-start}
.midcall p{margin:0;font-weight:600}
.note{font-size:.93rem;color:var(--muted)}
.callout{background:var(--paper);border:1px solid var(--line);border-top:5px solid var(--graphite);padding:14px 18px 4px;border-radius:6px;margin:18px 0}
/* tables */
.tbl{width:100%;overflow-x:auto;margin:14px 0 6px}
table{border-collapse:collapse;width:100%;min-width:520px;background:var(--paper);font-size:.96rem}
caption{text-align:left;font:700 1.05rem/1.3 var(--serif);color:var(--graphite);padding:0 0 8px}
th,td{border:1px solid var(--line);padding:9px 11px;vertical-align:top;text-align:left}
thead th{background:var(--graphite);color:#fff;font-weight:600}
tbody tr:nth-child(even){background:#f9f8f5}
.verify{background:#fff3cd;padding:0 3px;border-radius:3px}
/* areas list */
.area-list{columns:2;gap:24px;padding-left:18px}
@media(min-width:760px){.area-list{columns:3}}
.qa h3{font-size:1.12rem}
/* closing */
.closing{background:var(--graphite);color:var(--chalk);padding:34px 0 18px;margin-top:40px;border-top:8px solid var(--brick)}
.closing-row{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:18px}
.closing-title{color:#fff;margin:0 0 .3em}
.closing p{max-width:620px}
.disclose-line{font-size:.95rem;color:#e6e6e1;border-top:1px solid #4a4e55;padding-top:14px;margin-top:20px}
.disclose-line a{color:#d9daf0}
/* footer */
.site-foot{background:#17191d;color:#d6d6d1;padding:30px 0 10px}
.site-foot a{color:#d9daf0}
.foot-grid{display:grid;gap:18px;grid-template-columns:1fr}
@media(min-width:760px){.foot-grid{grid-template-columns:2fr 1fr 1fr}}
.foot-brand{font:700 1.2rem var(--serif);color:#fff;margin-bottom:.4em}
.foot-h{font-weight:700;color:#fff;margin-bottom:.3em}
.site-foot ul{list-style:none;padding:0}
.site-foot li a{display:inline-flex;min-height:44px;align-items:center}
.foot-phone{font-size:1.2rem;font-weight:700;display:inline-flex;min-height:48px;align-items:center}
.foot-small{font-size:.88rem;color:#a9aaa6;border-top:1px solid #33363c;padding-top:12px}
/* sticky */
.sticky-call{position:fixed;left:0;right:0;bottom:0;z-index:10;background:rgba(31,34,39,.96);padding:8px 12px calc(8px + env(safe-area-inset-bottom))}
.sticky-call a{display:flex;justify-content:center;align-items:center;gap:10px;min-height:52px;border-radius:8px;background:var(--brick);color:#fff;font-weight:700;font-size:1.1rem;text-decoration:none}
.sticky-call span{font-weight:600}
@media(min-width:900px){.sticky-call{display:none}body{padding-bottom:0}}